Responsible investments

We want to give our customers the best possible return that can ensure their financial security when work life ends. At the same time, we make sure that the investments are responsible and support the Paris Agreement.

Responsible return for the customer

Topdanmark invests both the insurance reserves and pension customers’ savings until the funds are paid in the form of compensation, pension payments and the like. Topdanmark wishes to attain the biggest possible return on investments in relation to risk take on. At the same time, we want to ensure that value creation is responsible and not in contravention of the internationally recognised standards and principles or conventions adopted by Denmark.


Our investments are made in consideration of our policies for responsible investments and active ownership. The policies are based on the UN Global Compact. We continuously perform screenings and evaluations of existing and potential investments in order to identify any breaches of the UN Global Compact. We have a process for exclusion of companies in the event of continued and verified breaches of the UN Global Compact principles. Find Policy for Responsible Investments and Policy for Active Ownership here

Find more information on our approach in the overview of Topdanmark Group's CSR policies

Policy for Responsible Investments

Policy for Active Ownership

Climate and the Paris agreement

In the investment activities undertaken by Topdanmark Livsforsikring, Topdanmark will take into account the transformation of the energy supply in accordance with the UN Climate Convention UNFCCC - which the Paris Agreement is part of.

Against this background, the company has set a goal that green investments will constitute approx. 20% of the provisions in Topdanmark Livsforsikring in 2030.

More information

Find more information on our investments, portfolios, active ownership, and exclusions in Topdanmark

Investments in Topdanmark

See our objectives for 2020 and the results in our CSR Report for 2020

CSR Report


Pernille Fogh Christensen
CSR Responsible